Skip to main content

FAQ · Insurance

Will roof rejuvenation affect my home insurance?

What insurers look at, what treatment changes and doesn’t change, and the paperwork to keep.

The short answer

It doesn’t change your roof’s material, and in independent fire testing treated roofs kept their Class A rating. It also doesn’t change your roof’s age on paper. Every insurer sets its own rules, so the best step is a quick call to your agent before or after treatment.

What insurers usually look at

Policies vary, but insurers commonly consider a roof’s age, its material, its condition and its fire rating when they write or renew a policy. Rejuvenation is maintenance on the roof you have. It doesn’t swap materials or add a new layer.

Fire rating stays Class A

A common worry is whether an oil-based treatment makes a roof more flammable. In independent ASTM E108 fire testing, roofs treated with the product we use kept their Class A fire rating, the highest rating for roof coverings, and flame spread was slightly reduced compared with untreated shingles. See the lab test results for details.

What rejuvenation doesn’t change

Treatment doesn’t reset your roof’s installation date. If your insurer asks how old the roof is, the answer is still the year it was installed. Rejuvenation also isn’t storm repair: if your roof has hail or wind damage, that’s a matter for your insurer and a roofer first.

Paperwork to keep

Keep these with your home records in case your insurer, a home inspector or a buyer asks:

  • Your invoice, showing the date and what was done
  • Your ShingleGuard 5-year warranty and its terms
  • The product information and safety data sheet, which we’re happy to share

The practical next step

Call your agent and ask how your policy treats roof maintenance. We aren’t insurance agents and can’t speak for your policy, but we can answer questions about the treatment itself. Request a free assessment to start with your roof.

Find out if your roof qualifies. It’s free.

A quick assessment tells you where your roof stands and whether rejuvenation could save you from an early replacement. No pressure, no obligation, just straight answers.